Can an SMSF loan buy a warehouse or factory? Warehouse and workshop
Passes. Nothing here is a home.
3 of 3 rooms count as business
Racking, a workbench, an office upstairs. Nothing here is a home.
Room by room
- Loading bayBusiness
- Racking and workbenchBusiness
- Mezzanine officeBusiness
- New SMSF loan
- Allowed, while it stays business
- Cash
- Allowed
Why
Every space in the building is used in a business, including the mezzanine office. That makes it business real property.
The mezzanine counts because it’s an office. Fit it out as a flat and it wouldn’t.
What you can do
- A new SMSF loan can buy it, with your business or an unrelated one as the tenant.
- Keep the lease on commercial terms, at market rent.
